Accident Abroad

Accident Abroad

We all know that car accidents happen every day, but what if you’re involved in one yourself? This can be especially challenging on unfamiliar roads, where there’s much to focus on at once – something that’s quite common during holidays. In this article, we’ll explain how to handle the situation correctly after an accident.

What Initial Steps Should I Take After a Road Accident?

The first steps after an accident are the same no matter where you are: stop your car, put on a high-visibility vest before stepping out, and clearly mark the accident site. This will help ensure other drivers can spot you, even if they didn’t notice the accident immediately.

What Are the Emergency Numbers in Europe?

If something serious happens, first aid should be provided if necessary, and emergency services should be contacted. In cases involving injured persons or significant property damage, it is also important to notify the police.

If you are in shock and do not know the local emergency number, you can dial the EU-wide emergency number 112 to be connected to the appropriate emergency centre.

European Accident Report for Road Accidents

To help emergency services accurately follow up on an accident, it is advisable to prepare an accident report. When abroad, using a European Accident Statement is best, as it is recognised internationally.

The following details should be recorded:

• Names of those involved in the accident
• Addresses of those involved in the accident
• Vehicle registration numbers
• Insurance details

You can access the European Accident Statement (German-English) here.

When witnesses are present, it’s important to note down their contact details so they can provide statements later if needed. Carrying the green insurance card is also recommended, as it facilitates quick handling of such situations. Additionally, secure further evidence by sketching the accident scene and photographing any significant damage.

For those driving a rental car, the rental company should be informed first. Coordination on how to proceed is essential, as failing to do so could result in additional costs that won’t be covered without prior agreement. Note that most car rental agreements require the police to be contacted immediately after an accident.

Should your own car be too badly damaged to continue driving, a rental car can be requested if necessary. Keep in mind that most rental companies require a credit card, so it’s advisable to bring one on your next holiday. Depending on your insurance provider, accidents often need to be reported within one week. Always avoid giving or signing false statements, and refrain from signing documents you do not fully understand, as this could lead to unwanted legal disputes.

In general, accident victims residing in other EU member states can settle claims through a claims representative in their home country.

Important Information for Road Accidents at a Glance

• Wear a high-visibility vest
• Provide assistance and call for additional help
• Carry your insurance card and inform your insurer
• Write an accident report and draw a sketch of the scene
• Record witness details (if available)
• Notify the rental car company if you are driving a rental vehicle
• Carry a credit card
• Avoid making false statements
• Do not sign documents you do not understand

How Can I Prevent an Accident Abroad?

• Do not consume alcohol or use a mobile phone while driving
• Minimise distractions from passengers
• Do not drive when tired or under severe stress
• Always observe speed limits
• Check vehicle safety before driving (e.g., tyre pressure, engine oil, cooling system, lights, and battery)

Special Features of a Road Accident in Hungary

As of 2022, there were 4.7 million registered motor vehicles in Hungary, with approximately 4 million being cars. That year, around 14,748 accidents involving personal injury were recorded, tragically resulting in 535 fatalities. These alarming figures underline the need for vigilance and awareness on the road.

In cases of liability due to fault, claims for damages must be filed within five years of the incident. For strict liability, the limitation period is shorter – only three years. It’s important to note that legal fees incurred outside of court or during trials are typically not reimbursed in Hungary, which should be considered when negotiating. Additionally, an expert report should be prepared in consultation with your insurance provider. Compensation for loss of use is not offered as a flat rate.

Rental car costs are only reimbursed if the vehicle is required for professional purposes or other significant necessities.

For minor injuries, settlements are often reached out of court. You are entitled to compensation for pain and suffering of up to €500. Relatives travelling with you in the car may also claim compensation. Repair costs can be reimbursed upon presentation of a receipt. Medical, therapeutic, and nursing expenses are typically covered, provided they haven’t already been covered by health insurance. However, it is important to note that compensation for pain and suffering in Hungary is relatively low.

Special Features in the Event of a Road Accident in Slovakia

Special Features of a Road Accident in Bulgaria

Bulgaria has a high rate of traffic accidents. In 2022, 531 fatalities were recorded. This is largely attributed to poor road conditions and vehicles often being in substandard condition. In the event of an accident, all foreign drivers are required to stay at the scene until the traffic police arrive. It is mandatory to inform the police in such cases. Afterward, be sure to request confirmation of the accident to ensure you have all the necessary documentation. A police report will always be prepared.

If the accident takes place outside a built-up area, wearing a high-visibility vest when exiting the vehicle is mandatory. Failure to comply may result in a fine of approximately €25.

Special Features in the Event of a Road Accident in the Czech Republic

The Czech Republic experiences a significant number of car accidents each year, particularly during holiday periods and long weekends. Be especially cautious if you plan to travel during these times.

If you are involved in an accident, call for help immediately if anyone is injured. For vehicle damage of approximately €4,000 or more, you should also notify the police straight away and exchange insurance details with the other party involved. If the other party refuses to provide their details, third parties can be involved to help resolve the situation. It may also be wise to inform your lawyer afterward. At the scene of the accident, take photos to support any potential claims for repair costs and to help settle disputes later.

Rental car costs are reimbursed only if the rental was essential. Under Czech law, this may include situations where the vehicle is necessary for work purposes.

Special Features in the Event of a Road Accident in Slovenia

In 2022, over 1.7 million motor vehicles were registered in Slovenia, with approximately 1.2 million being cars. That year, 7,315 injuries were caused by traffic accidents, and unfortunately, 85 fatalities were recorded.

In Slovenia, claims for damages generally expire four years after the incident. Similar to Slovakia, compensation for pain and suffering is lower than in many other EU countries. The specific amount is determined based on various factors used to assess the severity of the injury.

For property damage, the minimum insurance coverage is €1 million per incident, while for personal injury, it is €5 million.

Special Features in the Event of a Road Accident in Switzerland

In 2022, approximately 5.2 million motor vehicles were registered in Switzerland, with around 4.7 million being cars. During this period, over 18,000 road accidents were recorded, resulting in 228 fatalities and 3,763 injuries. These figures underscore the ongoing challenges in road safety.

In Switzerland, claims for damages resulting from road accidents must be filed within two years. Insurance companies and claims representatives are required to process cases within three months of notification or provide a justified response. If the response is insufficient, you can seek assistance from the Swiss Road Traffic Victim Assistance Office. Liability issues or damage assessments can be settled either abroad or in the injured party’s country of residence.

Under Swiss law, costs for repairs, total losses, rental vehicles, and other damages are reimbursed. Medical, therapeutic, and care expenses, as well as loss of earnings, are also covered. However, compensation for loss of use or holiday disruptions is not provided.